A budgeting app built for people who want to actually understand their money. Four budget models. Beautiful, fast manual entry. No third parties touching your accounts.
Other apps lose connection to your bank every few weeks. Margin doesn’t connect to your bank at all. Nothing to break.
Other apps pipe your transactions through third-party aggregators. Margin keeps your data on your device. We don’t see it. We don’t store it.
Manual entry sounds slow. Done right, it’s faster than waiting for a sync — and it makes you actually pay attention to what you’re spending.
See what you can spend today. Your paycheck divided by days remaining, minus bills, minus spending. One running balance.
Allocate 50% to needs, 30% to wants, 20% to savings. Each bucket tracks independently against your real income.
Save one hour of pay every workday before you spend anything. The reserve auto-deducts on each workday.
Give every dollar a job. Assign income to categories until you hit zero. Nothing wasted, nothing un-named.
Daily Allowance, Pay Yourself First, 50/30/20, Zero-Based. Switch anytime — competitors lock you into one method.
Last-merchant memory, smart category suggestions, one-tap quick-add presets, bulk paste, voice entry.
Snap a photo, we extract the merchant and amount on-device. Nothing leaves your phone. Free up to 50 receipts.
See where your balance is headed up to 90 days out. Income markers, bill markers, negative-zone warnings.
Daily snapshots stored on your device, full history with 30 / 90 / 1y range selector. Watch your wealth move.
Twelve base accents free for everyone. Pro unlocks Obsidian, Sunset, Forest, and Aurora.
Works on a plane. Works on the subway. Works when your bank’s website is down.
Period summaries with KPIs, top categories, and the transaction list. Send to yourself, your accountant, or both.
Free covers 5 rules and 3 goals. Pro lifts the limits if you want every dollar named and every flow automated.
You loved the design and hated the data sales. Margin is what Mint should have been — clean, fast, on-device.
You like the zero-based discipline but don’t want a $109/year subscription and a steep learning curve. Pick Zero-Based in Settings; you’re running.
You refuse to hand bank credentials to a third party. We refuse to ask for them. Mutual respect.
Margin Pro is $49.99/year — less than half of Monarch Money or YNAB. We charge for Pro because Margin makes money from subscriptions, not from your data. No ads, no data sales, no third-party middlemen. Cancel anytime.
We made a deliberate choice. Automatic sync APIs break constantly, expose your data to third parties, and add costs that ultimately get passed to you. Manual entry, done well, is faster than reconnecting a broken sync every month — and it keeps your data on your device.
Your data lives on your device in your browser’s local storage. We don’t see it. We don’t store it. We don’t sell it. There’s nothing to leak.
Maybe, when we can do it without compromising privacy or reliability. For now, we’re proud of how Margin works.
Tap Start free trial in the app. Pro unlocks immediately. After 7 days you’re billed $4.99/month or $49.99/year (your choice). Cancel anytime in your platform’s subscription settings — you keep Pro through the end of the period you paid for.
Nothing. It’s on your device. Pro features stop unlocking new advanced charts, but every transaction, category, goal, and receipt stays exactly where you left it.
If you bought through the App Store or Play Store, refunds go through them. If you signed up through us directly, email support@marginbudget.com within 14 days and we’ll take care of it.
Yes. Margin is a Progressive Web App with full offline support. Add it to your home screen on iOS or Android and it behaves like a native app, no network needed.
Margin stores everything on your device. No accounts required. No tracking, no analytics, no ads. We never see your data because it never leaves your phone.
Read our privacy policy →Free to start. Private by design. Takes two minutes.